Canadian Auto Insurance

Auto Insurance Rates and Auto Theft: What You Need To Know!

It is commonly thought that high-end luxurious and expensive cars are much more expensive to insure, while cheaper family cars are much more affordable to insure. At face value, this makes sense. More expensive cars are more eye-catching for thieves, usually have more expensive parts and accessories in the case of repairs or damage, are faster and more risky vehicles, and generally are not easy to replace if there is significant damage.
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The Distracted Driver

How many times have you had to swerve or stop abruptly when you have been driving – and then realized it was because the other driver was on their cell phone? How often do you talk on your cell phone when you’re driving? Even worse, what about text messaging? Or emailing on your Blackberry with one and while driving with the other? I’m sure each of us has been in one of the above situations. It shouldn’t matter whether it’s just a quick call, or a quick text, maybe to find out where you need to go, or get directions. The reality of it is, though, that it is difficult to consider the consequences of such choices – to make a quick call, etc. – because in our society today, we are used to convenience and fulfilling instant demands or needs. Think twice about your safety, the safety of your family, of other drivers around you, pedestrians, and bikers. Some may be strangers, but you need to consider whether it’s really worth making that call. Unless it’s an emergency, it can probably wait another few minutes.
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